Stablecoin Payments — Enterprise

Stablecoin Payments Rails That Work

Anywhere, for Anyone

Seamless stablecoin payment infrastructure across Africa.
Use our enterprise APIs for collections, and instant payouts at scale. From mobile money integration to cross-border settlements, we handle the complexity so you can focus on growth.

Africa map showing stablecoin payment coverage across multiple countries
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  • StarkNet
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  • Arbitrum
  • Lisk
What we offer

Our Services

Comprehensive payment infrastructure designed specifically for African markets

No Internet, No Problem

Collect and pay with stablecoins from any phone—no internet needed. We create wallets for your customers, track every transaction on-chain, and connect seamlessly to mobile money like M-Pesa. Reach anyone, anywhere, instantly.

Get Started
No Internet, No Problem illustration

Simplified Payouts & Collections

Streamline bulk payments and collections with our automated reconciliation system. Perfect for payroll and vendor payments.

Simplify Payments
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Instant On/Off Ramping

Convert between local currencies and stablecoins instantly. Real-time exchange rates with minimal slippage.

Explore Solutions
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Developer APIs Built for Africa

Comprehensive REST APIs with webhooks, SDKs in multiple languages, and detailed documentation for rapid integration.

View API Docs
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Use Cases

What's Possible With Our Rails

Locals who only know mobile money and USSD can still transact in stablecoins. ElementPay bridges the gap, making crypto usable in African contexts.

Agribusiness & Farmer Services use case

Agribusiness & Farmer Services

Power agriculture with instant, reliable payments.
  • checkPay farmers or buy crops instantly via USSD—no internet required.
  • checkEnable crop insurance payouts in stablecoins.
Payroll & Gig Economy Payouts use case

Payroll & Gig Economy Payouts

Fast, low-cost payments for distributed teams.
  • checkPay workers in stablecoins, withdrawable to local money.
  • checkEliminate delays and reduce payout costs.
Merchant Payments & E-commerce use case

Merchant Payments & E-commerce

Global payments for local businesses.
  • checkAccept stablecoins for online and in-store sales.
  • checkAuto-convert to local currency seamlessly.
Gaming & Digital Economies use case

Gaming & Digital Economies

Seamless payments inside digital platforms.
  • checkEnable in-game purchases with stablecoins.
  • checkLet players earn and cash out to local wallets.
Trusted by Businesses Across Africa

The Impact We've Made
So Far

From payments to payouts, we help businesses bridge blockchain with everyday transactions.

Solar energy
ElementPay lets us collect in stablecoins, while customers pay in USSD. It bridges the gap between what our investors need and what locals can use.
Leo Lin
Co-founder, Arkreen
Event platform
With ElementPay, we accept stablecoin payments for tickets without confusing buyers. Customers pay through familiar flows, while we settle directly in stablecoins.
Gavin N.
Director, TicketDaddy
Growing Together

Trusted by Innovative Businesses Across Africa

Forward-thinking companies use ElementPay’s rails to connect stablecoin payments with everyday users across Africa.

  • Project Mocha
  • WeatherXM
  • ElementPay
  • Arkreen
  • TicketDaddy
  • ClapM
  • BPESA
Our Reach

Countries We Operate In

Kenya
Nigeria
Ghana
South Africa
Uganda
How it Works

Simple for Users, Powerful for Businesses

We partner with businesses to design custom USSD payment flows. Your customers can pay or get paid in stablecoins from any phone, with every transaction tracked on-chain and visible in your ElementPay console.

wallet

Automatic Wallet Creation

Every customer gets a crypto wallet instantly when they dial your USSD code, no app or crypto experience required. All transactions are recorded on-chain and visible in your ElementPay console.

business

Custom USSD Menus for Your Business

We design tailored USSD flows for each business, so your customers see only your services and payment options. Seamless integration with mobile money and banks.

business

Stablecoin Payments, No Internet Needed

Customers pay for your services using USSD. Funds are received instantly in stablecoins, and you can track every onchain transaction in real time on the ElementPay console.

Try ElementPay by dialing *665*313# to instantly create a wallet

The Brilliant Minds

Meet the Team

Experienced leaders from top fintech and technology companies, united by a mission to democratize payments across Africa

teamJoseph Thuku - CEO

Joseph Thuku

CEO

teamAly Mtsumi - CTO

Aly Mtsumi

CTO

teamBivvon Makori - Head of Operations

Bivvon Makori

Head of Operations

teamPatrick Lemay - Board Advisor

Patrick Lemay

Board Advisor

teamNelson Mwangi - Frontend Lead

Nelson Mwangi

Frontend Lead

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Let's Bring Stablecoin
Payments to Your Users

ElementPay makes it easy for blockchain-powered businesses to connect with local customers through simple USSD and mobile money flows.