Stablecoin Payments Rails That Work

Our Services
Comprehensive payment infrastructure designed specifically for African markets
No Internet, No Problem
Collect and pay with stablecoins from any phone—no internet needed. We create wallets for your customers, track every transaction on-chain, and connect seamlessly to mobile money like M-Pesa. Reach anyone, anywhere, instantly.
Get Started
Simplified Payouts & Collections
Streamline bulk payments and collections with our automated reconciliation system. Perfect for payroll and vendor payments.
Simplify Payments
Instant On/Off Ramping
Convert between local currencies and stablecoins instantly. Real-time exchange rates with minimal slippage.
Explore Solutions
Developer APIs Built for Africa
Comprehensive REST APIs with webhooks, SDKs in multiple languages, and detailed documentation for rapid integration.
View API Docs
What's Possible With Our Rails
Locals who only know mobile money and USSD can still transact in stablecoins. ElementPay bridges the gap, making crypto usable in African contexts.

Agribusiness & Farmer Services
Pay farmers or buy crops instantly via USSD—no internet required.
Enable crop insurance payouts in stablecoins.

Payroll & Gig Economy Payouts
Pay workers in stablecoins, withdrawable to local money.
Eliminate delays and reduce payout costs.

Merchant Payments & E-commerce
Accept stablecoins for online and in-store sales.
Auto-convert to local currency seamlessly.

Gaming & Digital Economies
Enable in-game purchases with stablecoins.
Let players earn and cash out to local wallets.
The Impact We've Made
So Far
From payments to payouts, we help businesses bridge blockchain with everyday transactions.
“ElementPay lets us collect in stablecoins, while customers pay in USSD. It bridges the gap between what our investors need and what locals can use.”
“With ElementPay, we accept stablecoin payments for tickets without confusing buyers. Customers pay through familiar flows, while we settle directly in stablecoins.”
Trusted by Innovative Businesses Across Africa
Forward-thinking companies use ElementPay’s rails to connect stablecoin payments with everyday users across Africa.
Countries We Operate In
Simple for Users, Powerful for Businesses
We partner with businesses to design custom USSD payment flows. Your customers can pay or get paid in stablecoins from any phone, with every transaction tracked on-chain and visible in your ElementPay console.
Automatic Wallet Creation
Every customer gets a crypto wallet instantly when they dial your USSD code, no app or crypto experience required. All transactions are recorded on-chain and visible in your ElementPay console.
Custom USSD Menus for Your Business
We design tailored USSD flows for each business, so your customers see only your services and payment options. Seamless integration with mobile money and banks.
Stablecoin Payments, No Internet Needed
Customers pay for your services using USSD. Funds are received instantly in stablecoins, and you can track every onchain transaction in real time on the ElementPay console.
Try ElementPay by dialing *665*313# to instantly create a wallet